821 2nd Ave New Smyrna Beach FL


Impeccable location in central beachside, New Smyrna Beach! Within one block to the white sand beach, a golf cart ride to the grocery store, a few blocks to Historic Flagler Ave, where you will find dining, quaint mom and pop shops, festivals and events to fill all your lifestyle desires! This concrete block home has been very meticulously updated and maintained by the current owners; sure to impress on the inside and out. You will never want to leave the backyard! Complete with a beautiful in-ground/heated salt pool and spa. Very private mature landscaping, landscape lighting, and fire pit that are sure to make your nights listening to the ocean purely amazing. There is even a concrete block 12×12 storage shed in the backyard with electric for all of your pool and beach toys. The main home is a 2 bedroom 1 bath with a full bathroom/laundry area on the west side of the carport. This bathroom is the perfect beach bathroom for you and your guests. Just look at the large paver driveway with ample parking. The home features two living areas that flank either side of the open kitchen. Both are bright and airy with one full of windows bringing the outside in. Some of the updates include the roof in 2014, AC 2020, hot water heater 2008, windows, and hurricane shutters 2018. This home is full of memories with the kids and grandchildren ready for new memories to be made. Hurry and come take a look for yourself as there is very limited inventory of this caliber.

414 Quay Assisi, New Smyrna Beach, FL


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A rare 3 Bed 3 Bath W/Office Waterfront on a coveted street in the most desired neighborhoods in Volusia county close to some of the best dining in the area. Just a quick hop to the inlet. Location is everything when it comes to this S/W facing home at the mouth of the intra-coastal running E/W behind home that includes a boat house with lift under roof, composite decking on the dock W/2 more docks for boats. Marble floors in Kitchen and hallways. Ceramic tile in living and family room. All bedrooms have their own bathrooms which were updated 2 yrs ago. Outside natural stone wet bar (covered), Jacuzzi tub, in-ground pool with amazing views and travertine deck. Large drive around stamped concrete driveway. Hurricane proof windows & garage door 2 yrs ago. A/C garage 50 yr metal roof. Sitting at the pool of the dock you will enjoy amazing views of sunrises & sunsets as well as the mangrove preserve that will forever remain undeveloped catering to an abundance of wild life. Dolphins, Manatee’s, birds, etc. All the while fishing off the dock, and next to one of the best red fish spots on the river as well as 110 foot of seawall frontage. Overhead ceiling heaters in all bathrooms, premium outdoor speaker system, vinyl garage covered floor, and AC replaced in 2019. Outdoor enclosed shower.

What Can We Expect From The Housing Market in 2022?

As the year draws to a close, the question inevitably comes up: what will the housing market look like in 2022? The short answer is that nobody really knows – or more correctly, that nobody actually agrees on one prediction. A few things are easily noticeable though, and that helps us paint a picture for what that means going forward. 

The biggest news is that the Fed will likely raise rates, and some are predicting an average interest rate of 4% on mortgages next year. That’s not a huge jump from where we are now, but that can add $45,000 onto a $250,000 home on a 30-year, fixed-rate mortgage. Low interest rates and less-than-expected economic fallout from the pandemic priced more buyers into the market, as they continued to work. 

Speaking of work, increasingly normalized work-from-home allowed buyers to spread out and not be confined to city areas, raising real estate prices more uniformly and removing work-home proximity from buyers’ consideration process. That looks to be a continuing trend, so while the behavior of the residential market will reflect this and may not change much, decreased use of office space as a result could carry implications for the commercial market.  

Supply issues aren’t going anywhere, and that’s likely to keep exerting an effect on the market. The reality is that construction simply hasn’t kept pace with demand for a variety of reasons. Increased cost of building materials, covid restrictions on builders, and even losing a few months to the few lockdowns we did have in areas around the country here and there all add up to inventories that were low before the pandemic, had absolutely no chance to catch up during it, and remain low today relative to the number of interested buyers. Higher interest rates may relieve some of that pressure, but it remains likely that home prices will still see an increase year-on-year by next October. Even if a price decrease of 2.5% happens, as some experts predict, home prices would still be about 20% above pre-pandemic levels. 

Adding to an inventory crunch is the continuing first wave of Millennial homebuyers, and they’re not slowing down. This comes alongside the Baby Boomers who dropped out of the workforce during the pandemic, accelerating retirement and quality of life plans. As a general rule, people were able to save at higher rates than expected over the past two years, and this may put more of them in a position to purchase homes. The stock market has created more wealth, and as home prices grew, so did owners’ equity in them, which frees them up to at least consider moving. So while we’re likely to see a slight decrease of eligible buyers due to higher interest rates, it probably won’t do much to counter overall demand, especially given current inventories.

The long and short of it is that not a whole lot will change drastically. We may very well see a 2022 that looks like a less fiery 2021. Bidding wars are decreasing, but it’s hard to know right now if that’s a seasonal event or not, since sales typically slow down in the late fall and winter. Here in Florida, there are fewer seasonal swings, especially on the coast. For us, Fall and Winter are Condo Season, as snowbirds from up north look to lock in their winter getaways for when the real cold weather hits, while vacationers and investors begin looking for condos and homes for rentals to use during the summer months. 

  • Matt

Matt Guarro is a top-producing Florida REALTOR servicing the New Smyrna Beach, Winter Park, Edgewater, Port Orange, and Daytona Beach areas.

2333 Date Palm Dr, Edgewater FL 32141


Nice concrete block home in Florida Shores ready for you to add your mark. This floor plan features 3 bedrooms and 2 bathrooms in a split floor plan including a spacious family room and a nice 2 car garage. Recent updates include A/C unit in 2015, garage door in 2019, Stove, Refrigerator, and dishwasher in 2021. Great size backyard with room for a pool or an addition.

305, 311 and 315 Live Oak St. New Smyrna Beach


Incredible three-building property right at the base of the main bridge over to the beach side of New Smyrna Beach. Two commercial buildings and a residential short-term rental, so the location is excellent with impeccable visibility and traffic! For the residential rental, close proximity to the beach, shops, and restaurants are a huge plus. The property is to be leased back to the seller upon purchase, so rental income is already in place, making this the perfect investment – and properties like this one in New Smyrna Beach are getting even harder to find, so act fast!

543 Sinnka St. New Smyrna Beach FL


Large buildable lot measuring 189′ x 135′ located in the city of New Smyrna Beach’s historic West Side. Many newer homes, new homes for sale, and parks in the area. This lot provides the opportunity to be subdivided into 3 separate lots. Be a part of this unique opportunity and continued redevelopment taking place all across the city! Please verify all information with the city of NSB.

Matt Guarro is a top-producing Florida REALTOR with Collado Real Estate servicing the New Smyrna Beach, Winter Park, Edgewater, Port Orange, and Daytona Beach areas.

1948 and 1950 Fern Palm Dr, Edgewater FL


Wonderful investment or live/rent opportunity in this concrete block duplex located in Florida Shores! As the area grows with homes for sale left and right, this home affords the perfect entry to the rental market for investors and real estate companies! Each side of the duplex has 2 bedrooms, 1 bathroom and each side has its own inside laundry room with storage closets. 1948 Fern Palm A/C replaced in 2016, hot water heater 2020, 1950 Fern Palm A/C replaced 2019, hot water heater 2020. These upgrades and renovations set it apart from other listings in Edgewater, so make an appt. to see this amazing duplex for yourself today!


Matt Guarro is a top-producing Florida REALTOR with Collado Real Estate servicing the New Smyrna Beach, Winter Park, Edgewater, Port Orange, and Daytona Beach areas.

2284 Davis Dr New Smyrna Beach FL 32168


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If you were thinking of buying a home in New Smyrna Beach, not only are they getting harder to find, but you also couldn’t do better than this one! As one of the most meticulously remodeled homes for sale in the Volusia County area, it sits on a beautiful lot in a neighborhood that’s highly regarded by real estate agents and residents alike! Because of its family and retiree-friendly community and close proximity to local shopping necessities, I-95, restaurants, and of course the famous white sandy beaches here, it represents the very best that New Smyrna Beach has to offer, Iin real estate, it’s all about location, and this property shows exactly why. 

This is a lovely 3 bedroom 2 bathroom split floor plan home featuring vaulted ceilings, modern wood-look tile, and an open and functional galley kitchen complete with Quartz counter tops and stainless steel appliances. At one end of the home is a very peaceful master bedroom with a walk-in closet and remodeled en suite, while the dining room offers you the choice of dining in as you overlook the enchanting pool or outside on the recently added composite deck and travertine pavers. The pool was added this year and is both heated and cooled, so the fun doesn’t have to end with summer and continues on into fall and winter!

Take a look at the must see evening photos! Some properties come to life at sunset, and this is one of them. The deck is beautifully constructed and second to none, and is perfect for entertaining or quiet evenings with the family. 

This is of course for when you’re not out on your boat or RV, which you can store in the 34 X 22 detached garage with 14′ roll up door! Giving you the chance to save on costly fees and hard to find storage is one of the best features of this property – plus you can keep your toys at home. Other, endless improvements completed since 2018 include windows, doors, septic system (redone in 2021),sStanding seam metal roof, gutters, ample parking on the paver circle driveway, kitchen remodel, bathrooms, flooring, paint, pool, newly sealed travertine pavers, composite deck, detached garage with high end epoxy floor, and a fully fenced yard with white vinyl. This backyard oasis is what dreams are made of, and you can make it yours! Start living life close to the beach!

This incredible property truly stands out among listings in New Smyrna Beach – check the MLS yourself – and it’s ready to give its new owner a slice of paradise. 

View 3D Tour

2401 S. Atlantic Unit 106D New Smyrna Beach FL


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Welcome to the GROUND FLOOR, Northeast CORNER unit in the highly desirable building of The Pelican! Exterior building renovation, roof, windows, and paint are underway so this condo will be in tip top shape! This townhome style unit has incredible DIRECT north and east views! From your living room and the master bedroom you will feel as if you are sitting on the sand. View the beautiful white sand and blue water through new hurricane high impact sliding glass doors and windows, added in 2020, this large expense is taken care of for you. Hurricane windows are great for noise, protection, piece of mind and there is no need for unsightly roll down shutters. Head on up to the second floor where you will find the master suite with ensuite, second bedroom with a Murphy bed, perfect for guests and/or a home office. Do not worry there is a chair assist (new battery Dec. 2019) on the stairs if walking up stairs ever becomes an issue. New A/C 2020, dishwasher and stove 2018. The Pelican Condo has excellent rental history if you decide to rent for added income when your not here. Pets allowed for owners. Other wonderful amenities included 2 pools, newer club house, shuffle board, and grills. Come view one of New Smyrna Beach’s most desirable condo complexes.

How To Buy In A Tight Market

You’ve all read the headlines – the housing market is on a streak hotter than an expert card-counter at the blackjack table. The news is replete with stories of skyrocketing prices, low inventories, brutal bidding wars, buyers paying 10-20% above market value without question, and even all-cash offers from corporate buyers. All of which is to say, this is a seller’s paradise. For buyers, not so much. 


Competition is stiff out there. Even though prices are high, demand is strong and shows little sign of abating. We’re in the middle of the traditionally busy season for real estate, and we started from an already chaotic point in the market. As interest rates remained low, and as savings increased over the course of the pandemic, more and more prospective buyers have found themselves in a good position to take the plunge. This is also the reason why higher and higher prices seem to not have deterred many buyers, since lower interest rates end up saving thousands over the course of a mortgage, and what they save often turns out to be more than the difference in price on the home. 


If you include the powerful incentive to buy now and lock in a low interest rate, it’s easy to see why we’re in the middle of a veritable gold rush for homes right now. Add all of that up, and it makes for a truly daunting experience for buyers.


Even in normal times – and we’re not in normal times by any means – if you’re buying, you need to be able to distinguish your offer from other buyers. In this market, you’ve got your work cut out for you. So what’s a would-be homeowner to do?


To start, make sure you have a good buyer’s agent. They’re going to be your lifeline and roadmap through this challenging process. Even on a good day, buying a home is difficult enough; when you have to compete against other buyers and even all-cash offers, it becomes that much harder. 


When it comes to making compelling offers on a home, I usually tell buyers that it’s not always the amount of the offer, but sometimes the time frame on which it’s placed. Often, sellers are themselves moving to another home, and this involves buying one (basically, they’re doing the same thing you are when they’re not busy trying to sell their home, which is literally double the work). So, if you’re not in a hurry to move in, giving a generous timetable in your offer can make a real difference. This is especially important now because, in this market, chances are the seller may need some time to find and close on their new home. Giving them that breathing room might very well out-compete even the stoutest of all-cash offers. 


Now more than ever, it’s important to keep your offer clean. I know, this means giving up some concessions, but we are where we are. What I mean by a clean offer is attaching as few contingencies as possible to it, such as an appraisal, or the seller’s purchase of a home. This gives the seller some assurance that you have fewer opportunities to back out of a contract, and certainty is everything to a seller – this also helps them move forward with their own purchase of a new home, and this can make a real difference in nudging the entire process along. You should also avoid asking for seller concessions, like help with closing costs. It’s not ideal to give up this much, but it’s a huge help when it comes to making your offer more attractive than those of other buyers. How much should you be prepared to concede? It depends on what you’re willing to give up in order to have this particular home or, if the supply is really that low, any home. Obviously, this should be discussed with your agent on a case-by-case basis, because you don’t want to give up a home inspection on a fixer-upper when the goal is to move your family into it. 


You can also help your offer stand out by putting down an EMD or earnest money deposit. It shows that you’re serious about the home. Typically, an EMD is held by third parties like attorneys or title companies, and goes toward your down payment and/or closing costs, usually totaling 1-3% of both. Ideally though, you want to put down as high an amount as possible, because that increases the chances of your offer being accepted. In this case, more is more. Again, this gives the seller some assurance, but make sure that you’re certain about buying the home. Depending on the contract, if you put down an EMD and don’t purchase the house, in some cases the seller can keep that deposit in compensation for the time their home is off the market. 


Finally, if you’ve bought your home within the last six months and found yourself needing to move again, delayed financing is a potential option. This allows buyers to access the equity of their homes immediately by choosing a cash-out mortgage. This provides buy-in cash to remove financing contingency in ultra-competitive real estate markets, and can help you compete with all-cash offers as well as give the seller that coveted assurance that keeps coming up in this blog (hint: yes, it’s that important!). 


You can access the equity in your property sooner than a standard cash out refinance, and this can help accelerate the buying process. Lenders are also more commonly using programs that allow you to buy the house, pay cash, and then finance after the fact. Again, this can make your offer a lot more competitive among one or more other all-cash offers. 


This may not be a possibility for everyone, but it’s an example of how lenders are willing to adapt to help buyers in this new environment. Make sure you ask your agent and your lender what options are available to you! As always, feel free to reach out to me with any questions! 


  • Matt


Matt Guarro is a top-producing Florida REALTOR servicing the New Smyrna Beach, Winter Park, Edgewater, Port Orange, and Daytona Beach areas.